Shop at Your Favorite Stores and Earn Rewards

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Brands will pay top dollar to keep their loyal customers engaged. One of the oldest methods is through loyalty reward programs. Whether it's collecting stars for a free cup of coffee at Starbucks, free nights from spending with a travel card, or earning cashback from your weekly groceries, there are many opportunities for consumers to get more bang for their buck.

Is it worth it to become a rewards member? There is potentially free money for the well-educated consumer. Some people maximize these perks to book global travel tours or get new home appliances at a fraction of the cost. We'll answer your FAQs about rewards points to not only share how it works but how you can hack the system and earn more bonus points.

What are the best sites & apps to get cashback rewards?

It's best to start with online cashback sites. These sites have no commitments, no hidden fees, and they don't require a credit check. All you need is an email to start.

MyPoints is one of the oldest cashback sites dating back in 1996 in partnership with United Airlines. We offer multiple ways to earn points towards a gift card. Earn Points from shopping online, buying groceries, taking online surveys, watching videos, and more. Many of the rewards membership listed below can also be combined with MyPoints to multiply your rewards.

Shop with Swagbucks and earn SB to redeem from hundreds of popular gift cards. Swagbucks also offer cash back for in-store purchases when you link a credit card or debit card. Explore their site to earn extra money from taking paid surveys, online searches, playing games, and watching videos. Earn cash for almost every activity you perform online.

ShopatHome primarily focuses on cashback shopping, but they too offer other ways to earn cash. That is one of its stand out features is that they cash out in cash instead of gift cards. No need to hoard gift cards to make sure you use every penny.

InboxDollars began as an online paid survey company but has evolved with its competitors to offer cashback rewards and other ways to earn money. InboxDollars has a higher redemption rate, which requires at least $30 made to cash out.

Shoply is a savings mobile app to take photos of your shopping receipts to earn cash back for purchases from big and emerging brands.

Give users short surveys for users to cash out with Google Pay. Questions relate to recent visits to stores, restaurants, and landmarks. Other questions are on your experience with a Google property such as Youtube, Gmail, Apps in Google Play, or hardware devices. The payouts can go up to $20. Unfortunately, it's only available on android.

What are the best rewards credit cards?

Many credit card companies offer special offers for signing up. To be approved for one of these reward credit cards, you'll have to have a decent credit score. Premium credit cards can have hefty fees.

  • Citi Double Cash Card is an easy to use credit card with 2% unlimited cash back on every purchase you make. There are no annual fees.
  • Chase Freedom Card boasts a high 5% cash back on rotating categories. There are no annual fees.

Credit card rewards can be dangerous for cardholders who have a habit of overspending and not paying off your balance. If you're acquiring interest, then its better to cut up those cards than to maximize points. Consider using prepaid cards and using a free cashback rewards site.

What is the best airline rewards program?

Airlines often have their branded credit cards, but you can still earn miles and points from frequenting an airline with the same rewards account.

  • Alaska Airlines Mileages Plus is a popular airline for flyers along the west coast. All members of the airline’s rewards program earn tier-qualifying miles based on the miles physically flown, rather than what is spent for the flight.
  • Delta Sky Miles is a great airline. If you need to travel internationally and can never go without checked bags, it might be worth looking into the Gold Delta SkyMiles Card.
  • JetBlue True Blue offers additional bonuses for frequent flyers. For example, if you fly three round trips flights or six one way flights in a calendar year, you'll receive 5,000 bonus points.
  • United MileagePlus when you use your miles to book a trip with at least three one-way flights, you might be eligible to receive a free one-way flight between two of those cities.
  • American Airlines Advantage if you're looking for airport lounge access and VIP perks, American Airlines has an excellent airline club card. Their miles have the highest value for international travel.
  • Southwest Rapid Rewards is another great domestic airline with routes all over the US. With points that have a higher value than its competitors for domestic travel.

What are the best hotel brand loyalty programs?

Earn points for your hotel stays. Some have additional perks like early check-ins and late check-outs, free wifi, and more. annual free nights.

  • Marriott Bonvoy, After its merger with Starwood Preferred Guest, has the highest percentage of luxury properties and the most rewarding elite status program. It has one of the most prominent geographic spread thanks to 30 hotel brands in 125 countries. They also have a high rated co-branded credit card with Chase Bank that can help you earn points even faster.
  • World of Hyatt provides some fantastic Elite Status benefits like suite upgrades and guaranteed late checkout, and scored well with their co-branded credit card with Chase Bank that can help you earn points even faster.
  • IHG Rewards has lucrative promotions and bonus offers. Like Marriott, it has a broad reach to over 100 countries.
  • Wyndham Rewards members can redeem just 15,000 points for a free night at any Wyndham property worldwide.

What are the best casino rewards programs?

If you frequent casino resorts, it might be worth considering a casino membership program. Smaller brands will offer free buffet dinner passes, play vouchers, and free nights. Larger brands will have a chain of casinos and resorts to earn rewards from.

  • Winstar is a stand-alone casino in Thackerville, Oklahoma is the worlds largest casino in the world. With a rewards program that lets you earn points for concierge treatment and free nights.
  • M Life - This program encompasses every property under MGM Resorts International’s umbrella. Meaning: It offers rewards at more properties than any other program in Las Vegas. M Life has a partnership with Hyatt to earn credit toward World of Hyatt elite status and receive a matched M life Rewards tier level.
  • Ceasers Reward (previously known as Total Rewards) has a portfolio of properties that also offers several low-cost options for those who may want to stretch their vacation budget over several trips to Vegas.

How to earn money on groceries and pharmacies with loyalty programs?

A lot of value-conscious shoppers enjoy loyalty programs because of deep member-only discounts. Others enjoy having promotions and recommendations tailored to their personal shopping history.

  • Kroger Plus lets you earn points for every dollar you spend in one of the company's stores, and you can use those points to purchase gas at a discount. You'll also get exclusive discounts on items throughout the store.
  • Albertsons Just for U allows you to earn points while you shop towards discounts on gas or groceries. Add Reward offers online to get free grocery items or cash discounts on your basket.
  • Publix just needs a phone number, which you type in at the register to use digital coupons, and an email address, which shoppers must now provide to sign up for the digital coupon program. And bingo – now the store has everything it needs to learn what you like to buy and provide you with personalized suggestions, coupons, and special offers.
  • HEB Points Club Rewards allows you to earn 5 points for every dollar you spend on most items. You will also receive 15 points for every dollar you spend during special Triple Point Events. Membership also entitles you to exclusive benefits such as members‑only promotions. Approximately every three months, your H‑E‑B Dollars will credit your Points Club Rewards card, which is redeemable at any Waco H‑E‑B store. The amount of the H‑E‑B Dollars will be determined by how many points you accumulate.
  • CVS Extra Care helps you earn 2% back in ExtraBucks Rewards every time you use your ExtraCare card and use it to pay for your next shopping trip along with exclusive offers.
  • Rite Aid Wellness + Rewards has members-only sale pricing & discounts throughout the store Earn wellness+ points at Rite Aid on purchases and prescriptions to unlock savings of up to 20% OFF almost the entire store for at least six months.

Are Warehouse Store Memberships worth the fees?

Warehouse stores charge a much lower markup – about 14% – and make up for the lost profits by charging a fixed yearly fee to each customer. That’s why these stores sometimes refer to themselves as buying clubs: You pay upfront to become a member, and in return, you get to purchase products at rock-bottom prices. You gain access to various other exclusive deals on everything from healthcare to travel. Based on our experience, a warehouse store is more likely to be a good deal for you if you buy in bulk, and the warehouse store local to you.

  • Costco Wholesale has the most locations of these warehouse stores, the store also has the highest yearly membership cost. The most basic annual membership cost is $60.
  • Sam's Club has the lowest annual fee of $45. Sam’s Club locations can be found coast-to-coast in the United States.
  • BJs Wholesale falls right in the middle with their membership fee of $55. According to one comparison, BJ’s just barely topped Costco for the best pricing.

What are other popular loyalty programs?

  • Amazon Prime Membership began as a way for members to get free, fast shipping but has evolved to now offering access to original content, from movies, shows, ebooks, magazines, comics, music, and more. Amazon provides a credit card that often has a $30 gift card upon signing up along with 5% cash back at Amazon.com and Whole Foods Market, 2% cash back at restaurants, gas stations, and drugstores, with 1% cash back on other purchases. The card doesn't have annual fees and foreign transaction fees. Add up these points and use them for your next Amazon.com purchase.
  • Target’s REDcard that you can get as a credit card or a debit card. Many customers consider a must-have because it'll save shoppers 5% on every purchase, gives free shipping for online orders, an additional 30 days for returns with no annual fee, and access to RedCard Exclusives.
  • Kohl's Yes2You Reward allows members to earn 1 point for every dollar they spend at Kohls. On the first of every month, you'll get a $5 reward for every 100 points earned. The points do expire after 30 days, so they should be redeemed frequently.
  • Starbucks has an excellent program for rewards — just be sure to use the app to maximize the benefits. You can download the app and sign up for free. Every day there are Bonus Stars you can participate to earn on top of the two stars for every dollar spent with Starbucks. Stars can redeem add-ons like extra syrups, drink upgrades, and free items.

How to stack your rewards for maximum value?

Ultimately rewards programs, whether it be in points, cashback, or gift cards, all have value. Make sure the view program terms because they're always subject to change throughout the calendar year and make sure to use them if they expire. Many of these programs like MyPoints are free to use, so what are you waiting for? Start earning reward points today.

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*Spend $20 or more (excluding taxes and shipping) on any shop merchant through the MyPoints site or MyPoints emails in your first 30 days of membership and we'll credit your account with 1,750 Points, redeemable for a $10 Gift Card of your choice. This offer is available for new MyPoints members only.